If you are involved in an automobile accident, injuries may be severe and emotions high.
However there are few things you can do to protect yourself and your interests:
Never leave the accident scene until it's appropriate to do so. Leaving the scene when someone was injured or killed might put you in serious criminal and/or civil liabilities.
Before assessing property damage, make sure everyone involved in the accident is okay. Get medical attention for anyone who needs it. If a person is unconscious or has neck or back pain, don't move them until medical help arrives.
Even if there are no serious injuries, it is a good idea to call the police. You may need a police report to file a claim with insurance company. The vehicles involved in the accident should remain where they are, unless they interfere with traffic.
When the police arrive, make sure you tell the police officer exactly what happened, to the best of your ability. Do not speculate, guess or misstate any of the facts. If you are asked if you are injured and you are not sure, say you are not sure, rather than no. Often, the pain and injuries from motor vehicle accidents become apparent hours after the actual collision. You should also make sure statements made by both you and the other persons involved in the accident are accurate as recorded by the police. Take notes on all statement made and keep them for your record.
Take pictures of the vehicle’s damage and all visible injuries to person(s). You should in no way interfere with the on-going police investigation. If pictures cannot be taken immediately, then take them as soon as possible after the accident.
Typically, the investigating police officer obtains this information. However, if police didn’t respond, you should obtain the name, address and telephone number of all persons involved in the accident, drivers and passengers alike. Verify and obtain insurance information of all vehicles involved in the accident. Witnesses if any, then get their name and contact so that you or your lawyer can contact them in the future.
Notify your insurance company as soon as possible. Cooperate with them and tell them the truth about what happened and the extent of your injuries. Explain the facts clearly. If the insurance company finds out that you've lied to them about anything, you can get into serious trouble, including possible denial of coverage.
Often, injuries caused by motor vehicle accidents are not immediately apparent. Most of our clients report feeling the most pain a day or two following an automobile accident. Note any doctors, physical therapists, chiropractors, or other medical professionals that you receive treatment from, keep a detailed account of the treatments or medications you receive. Also, request copies of all medical reports and bills as these help you prove your medical expenses later. Call us at 939-101-HELP we’ll help you.
Medical expenses are relatively easy to document, but pain and suffering is trickier to prove. Keep a record of how your injuries have impacted your daily life. Include any missed workdays, list any routine activities you can't undertake, and describe how the injuries have affected your family life.Call us at 939-101-HELP, our experts will coach/help you with your documentation.
Obtain your insurance company's damage valuation. If you aren't satisfied with it then two independent repair estimates or replacement quotes. If you need help Call us at 939-101-HELP.
Don't talk to anyone about the accident other than your lawyer, your insurance company, and the police. Don't talk to a representative of another insurance company, without the knowledge of your attorney or insurer. If called by the other insurance company, be polite, but ask them to call your attorney or insurer to arrange an interview. Also, tell your lawyer or insurer about the call.
Don't settle a claim until you know you'll be compensated for all your injuries. Call us at 939-101-HELP or consult an attorney before signing any settlement documents.
Perhaps the most important thing you should do after an accident is to gather all requisite information and documents and consult a Lawyer. Call us at 939-101-HELP we’ll help you with the preparatory work and also for free help to chose the expert Lawyer. Working together, we can help you protect your rights and make sure valuable evidence is gathered and safeguarded. Often, insurance companies want to take statements immediately after an accident. It is important that you have received proper paralegal or legal advice before providing such a statement. Expert advice can help you both in maximizing your compensation and better treatment to injuries if any!